I'm Terry Harmer. For insurers, financial-services firms, and the investors behind them, I step in as a fractional or interim leader, an advisor, or a diligence partner — bringing twenty years of enterprise transformation, AI adoption and governance, and operating-model design to the work that matters, without adding to your headcount.
Partnered with McKinsey, EY, and Pivotal across a Fortune 250 insurer, a $10T global asset manager, and a Fortune 100 insurer — trusted by the firms to help design, and by the organization to deliver.
One senior operator, three levels of commitment. Start with a single advisory call, pull me into a diligence sprint, or bring me on fractionally to run the change. The experience is the same — you choose how deep you need it.
Senior leadership for the transformation you can't staff permanently — embedded, accountable, delivering.
An outside operator's read when the stakes are high and the path isn't obvious.
Buy-side and portfolio support for private equity investing in insurance and financial services.
Simple and consistent. One rate underpins everything; how it's packaged depends on the work.
Hourly. A single call, a second opinion, or ad-hoc access when you need a read.
Scoped as day rates against a fixed deliverable — a diligence read, an assessment, a 100-day plan.
A monthly retainer for a set number of days — embedded leadership without the permanent cost.
Twenty years in enterprise technology, the last fifteen inside insurance and financial services across five institutions, rising from delivery lead to Assistant Vice President of Continuous Improvement at a Fortune 250 insurer. I now work independently — fractional, advisory, and diligence engagements for carriers, financial-services firms, and their investors. LinkedIn →
Who this is for: insurers and financial-services firms carrying a transformation, AI-adoption, or operating-model challenge bigger than the bandwidth on hand — and private-equity investors who want a senior operator's read on an insurance or FS target, or hands-on help with a portfolio company.
Not a fit: renting hours for staff augmentation, or AI initiatives chasing the technology rather than the outcome. If that's the brief, I'll point you somewhere better.
Tell me the problem — a transformation that's stuck, an AI decision you're weighing, or a deal you're diligencing. You'll get an honest read on whether I can help and how I'd approach it.
Book a Callor email terry@conestogastrategies.com